Terms of Service & Financial Disclaimer
Last Updated: January 1, 2025
Not Certified Financial Advice (Disclaimer)
SmartPayCalc provides mathematical estimations for educational and informational purposes only. Results do not represent legal, accounting, tax, or investment advice. Tax rules differ by country and change over time — always verify figures against the official authority for your jurisdiction (IRS, HMRC, CRA, ATO or Korea's National Tax Service) and consult a licensed accountant before filing returns or entering into contracts.
1. Acceptance of Terms
By accessing or using SmartPayCalc, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, you may discontinue use of the website.
2. Accuracy of Calculations & Liability Limitation
While we strive to keep formulas aligned with current statutory tax brackets, contribution limits, loan conventions, and payroll deductions across every country we support, we make no express or implied warranties that the site will be error-free. SmartPayCalc and its operators shall not be liable for any direct, indirect, or consequential damages resulting from the use of our calculations.
3. Intellectual Property & Fair Use
All custom design, branding, and computational logic on SmartPayCalc are protected by intellectual property laws. You are welcome to cite and link to our calculators freely. Automated scraping or commercial redistribution of our calculators without prior written permission is prohibited.
4. Contact
Questions about these terms, a formula correction, or a licensing request? Email [email protected] and we will respond as soon as we can.